Drive your career forward at SAFCO, an industry-leading auto finance company with the power to see creditworthiness where others don’t. Our company specializes in auto financing for first-time buyers, people who want to rebuild their credit, and those with hard to verify income, like the self-employed. For SAFCO, a person’s credit score is just the beginning of a highly advanced, A.I.-driven process of determining their ability to pay back a loan.

We use deep machine learning and three decades of underwriting experience to look beyond a person’s FICO score to find important details and combination of factors that reveal a much more complete credit picture of an applicant in need of auto financing.

We evaluate factors such as time on the job, their monthly cash flow, their employment history, earning potential, phone bills, and multiple elements of additional data points to identify creditworthiness. As a result, we’re able to provide financing for more buyers.

Once approved, our customers have the opportunity to establish and improve their credit with each on-time payment. They also have access to our friendly, solution-oriented Credit Advisors and free, educational resources to help every step of the way.

Repeat business is not our goal. Instead, we want our customers to be in a better position when they leave us than when we met, so they can enjoy all the benefits of their efforts, like traditional financing on their next vehicle.

We’re always looking for energetic people who share our commitment to inspire others by doing our best; being friendly and eager to help; and making a difference for our customers, dealer partners, and communities we call home.

Are you a numbers enthusiast with a passion for finance? Do you thrive in dynamic environments and have a knack for turning data into actionable insights? If so, we have the perfect opportunity for you!

At SAFCO, we’re on a mission to revolutionize our industry and grow our portfolio. We believe in the power of data to drive smart financial decisions and are looking for a talented Data Analyst to join our Finance team.

As a Data Analyst - Finance, you will be a key player in supporting our CFO and Finance Department. Your expertise in data analysis, report building, and financial modeling will help steer our company towards success. This role is ideal for someone with a solid foundation in finance, a love for numbers, and strong technical skills in SQL, Microsoft Excel, and Python.

Duties and Responsibilities

Key responsibilities include:

• Data Querying & Reporting: Write queries to extract data and create comprehensive reports for internal teams, banking partners, and investors.
• Budget Modeling: Develop and update profitability and budget forecasts for senior leadership.
• Automation & Analysis: Create programming scripts to support departmental automation, data analysis, and cash flow modeling.
• Corporate Presentations: Prepare corporate presentations for investment banks, securitizations, and capital markets.
• Financial Analysis: Perform monthly budget versus variance analysis to keep our finances on track.
• Cash Management: Manage and oversee bank account portals, user access, and account setups.
• Transaction Handling: Release daily wires and ACHs to ensure smooth financial operations.
• Borrowing Requests: Prepare borrowing requests to draw funds on revolving lines of credit.
• Liquidity Management: Manage daily cash positions to ensure sufficient liquidity for daily obligations.

What We're Looking For

Skills:

• Excel Proficiency: Intermediate Excel functions and formulas (e.g., vlookups, sumifs, pivot tables, if-then statements).
• Coding Skills: Intermediate to advanced skills in SQL or Python.
• Organization: Exceptional organizational skills to thrive in a fast-paced growth environment.

Education & Experience:

• Degree: Bachelor's Degree in finance, accounting, engineering, mathematics, data analytics, or computer science.
• Certification: CFA is a plus but not required